There are a number of things you need to do and make sure you have checked out before you get into looking for and purchasing a home. Here are some tips particularly if you are first-time home buyers.
Renting v's Buying
A look at both sides of renting and buying your home, and how it may or may not suit your lifestyle.
Home Buyers checklist
Buying Land
If you are seeking to build your home, the first step is buying land, here's what you need to know before you buy, and what costs are involved.
We at
Balben
understand that one of the biggest decisions most people make in their lives will be buying or selling their home or investment properties. Our
professionally qualified staff and comprehensive range of services enable us
to check and explain all aspects of your sale or purchase. That way you
understand the nature of the transaction before you sign to ensure your
transaction is as stress free as possible. 219
Lydiard Street North Ballarat Victoria.
PH: 5333 4222
The basics of what makes a home loan, how it works?
Shopping for the Right Loan
Your choice of loan will depend on the rates and features offered and the minimum deposit required. Loans are available from banks and other financial institutions, such as credit unions and building societies.
First Home Owners Grant
To offset the impact of the introduction of the goods and services tax (GST), the Commonwealth has requested that the States and Territories assist first home buyers through the establishment of the First Home Owner Grant (FHOG). Eligible applicants from 1 July 2000 are entitled to a one-off $7,000 payment. >> more information
Complete the eligibility test, to see if you meet the criteria to receive the first home owners grant.
Affording
your new home
The costs of buying a home.
Can you afford your new home? What you need to think of when weighing up
your financial options.
Whether you are buying a house or an apartment, there are a number of things to check before committing yourself to a property. Uncovering hidden problems may save you heartache (and added expense) later on.